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If you have been wondering, “How do I find a dentist in Wayzata by insurance?” or “Is there a dentist near me who accepts my insurance?” look no further than Lake Minnetonka Dental. We help our patients achieve top-notch dental health by offering quality care at affordable prices. We will help you understand the ins and outs of your dental plan and help you find appropriate covered treatment options. Call us today at (952) 475-0225 for more information.
Help! I’m Confused About How to Use My Dental Insurance with a Dentist in Wayzata
Once you find a dentist in Wayzata by insurance, it is important to educate yourself regarding the basics of how your plan works as well as the specific benefits included in your plan. The first step is to clarify whether your plan requires you to see a dentist that accepts PPO insurance or a dentist that accepts HMO insurance. PPO plans offer the most flexibility in choosing a dental provider, while HMO plans require you to select a dentist from a pre-approved list. PPO plans also come with higher premiums and typically have co-pays.
If you have employer-sponsored insurance, your benefits and fees are largely determined by how much of the cost of care your employer has agreed to absorb as well as the terms of coverage that they have negotiated with the insurer. It is possible for two people with the same insurance plan to pay different amounts for a service if they work for different employers. Regardless of the insurance, however, the patient bears the responsibility for the total cost of treatment.
Before making an appointment with a dentist, we recommend that you ask your insurer the following questions:
• How do I find out which dentist takes my insurance if I need emergency dental care while traveling?
• Is there a specialty dentist near me who accepts my insurance?
• What are my options if I cannot find a network dentist that takes insurance?
• How much is my deductible?
• How much are my office visit fees?
• How many office visits am I allowed per year?
• Does my plan cover orthodontic services?
• Does my plan cover dental implants?
• Does my plan cover cosmetic services?
• Can I see a specialist without a referral from my primary dentist?
• Are there certain services that require pre-authorization?
• What is my annual benefit limit?
Why Should I Choose Lake Minnetonka Dental for My Dental Care?
Our dentists and staff want to ensure that using your dental benefits is as easy as possible. When developing your treatment plan, we work closely with you and your insurer to find appropriate treatment options that are covered under your plan. By keeping you informed throughout the process, we can help lower your out-of-pocket expenses. We even handle the entire claims process for you. Unfortunately, it is possible that your insurance may not cover the total cost of treatment. If this should occur, we will work with you to find a financing option that works within your budget.
Call today to find out more about the dental plans that we accept.
Insurances We Accept
- Aetna PPO
- Anthem (BCBS)
- Blue Cross & Blue Shield
- DeCare (Delta Airlines)
- Delta Dental Premier®
- Delta PPO
- Golden Rule
- Lincoln Financial
- Mutual of Omaha
- Reliance Standard Life
- Sun Life Financial
- United Concordia